insurance

How To Apply For Long-Term Disability Plan Benefits – Personal Injury

What is long-term disability insurance? Long Term Disability Insurance (LTD) is a form of income replacement. It protects your income if you are unfortunate enough to be unable to work due to an injury. People can take out disability insurance themselves, or their employers can offer it as a benefit. Sometimes you may be denied …

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Dividend yields on preferred stocks have soared. This is how to pick the best ones for your portfolio.

This year nearly every type of security has declined — bad news if you look at your portfolio’s value each day and have difficulty sleeping at night. On the other hand, it’s good news if you’re looking for income. Because the rising interest rates mean falling prices for bonds and preferred stocks. For those income-oriented …

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3 ways we are sold bad investment products. How to avoid these

Investing has some simple rules, but things get difficult when we try to do something beyond our comprehension. A perfect example of this is misselling. And to answer how often we fall victim to mis-selling, Chenthil Iyer, SEBI Registered Investment Advisor, said: “Financial awareness is very low in India and therefore it is very easy …

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Planning a big trip for the holidays? How to make sense of travel insurance.

After years of waiting and delaying, many retirees are planning to travel for the holidays and winter months. Booking in advance can be a great way to secure lower prices, but how can you protect your travel investment? Travel insurance is part of the answer and there are several ways to book travel that can …

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Once offering the worst return on Wall Street, cash is now looking like the best asset to own, says Morgan Stanley

Stock sellers are poised to pick up where they left off on Friday as the market appears to be waking up from its August slumber with a vengeance. As Goldman Sach’s chief US equity strategist David Kostin told clients after the S&P 500 SPX: -1.29% took just 17 weeks to reach its year-end target of …

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How to Assess Your Home’s Risk From Climate Change

photo: johnmoorefour (Shutterstock) seems we It can’t go more than a few days without an alarming headline about the passing Climate crisis – from a looming “megastorm” in California, to a “Environmental nuclear bomb” brewing in Utah, to data to suggest so Extreme temperatures (above 100 degrees Fahrenheit) are likely to occur more frequently and …

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